IDBI privatization is underway as Kotak Mahindra completes due diligence for a controlling stake. Learn what this mega-merger means for customers, employees, and India’s financial sector through 2026.
State Bank of India wins Global Finance Awards 2025 for World’s Best Consumer Bank and Best Bank in India. Discover how SBI’s digital-first strategy through YONO, 520 million customer base, and financial inclusion leadership earned this prestigious global recognition.
India’s continuous cheque clearing system faces technical glitches, staff training gaps, and poor image quality issues. Discover how banks, RBI, NPCI, and customers can overcome these challenges through practical solutions and digital alternatives.
Updating bank KYC in 2025 ensures secure, uninterrupted banking and fraud prevention. Whether via net banking, mobile app, online submission, or branch visit, follow simple steps: upload clear proofs (Aadhaar, PAN, passport), complete verification, and track status to avoid delays.
India’s 12 PSBs, serving 1.4 billion people, lack top-20 asset rankings. Under PSB Manthan 2.0 and Developed India 2047, the Finance Ministry plans mega-mergers to build two global giants. This blog details past consolidations, merger rationale, roadmap, targets, benefits, and risks.
Open Banking and API ecosystems are transforming banking by making financial services more accessible, personalized, and efficient. This blog explains these concepts clearly and highlights practical use cases essential for today’s digital banking landscape.
Unified Payments Interface (UPI) powers India’s digital transactions with instant, secure payments for 300 million users. UPI 3.0 offers enhanced features, boosting convenience and security for everyday payments and businesses. This blog covers its key updates and practical uses.
Banking is everywhere—helping you stash your allowance, send cash to a friend, get a student loan or even buy a home one day. But have you ever stopped to wonder: What is a bank? How did they begin and how do they really work? Let’s unlock the fascinating world of banking and make sense of it all without jargon or math headaches!
Navigating banking in India can be confusing with many terms used daily. Whether you’re a student, professional or small business owner, understanding key banking terms helps you make smarter financial decisions and avoid costly errors. Here are ten essential banking terms every Indian should know.
