RBI returns Jana Small Finance Bank’s universal banking application due to unmet eligibility norms. Discover key reasons behind the decision, its impact on Jana SFB’s growth, investor response, and what’s next for the bank’s future path.
India’s government plans to increase FDI in PSU banks from 20% to 49%, unlocking $4 billion in foreign investment. Explore the strategic shift, expected inflows, market impact, and investment opportunities in India’s
banking sector transformation.
Paytm now enables NRIs from 12 countries to make seamless UPI payments using their international mobile numbers. This feature allows linking NRE/NRO accounts and paying merchants, transferring money, and shopping online in India without an Indian SIM card or forex charges.
IDBI privatization is underway as Kotak Mahindra completes due diligence for a controlling stake. Learn what this mega-merger means for customers, employees, and India’s financial sector through 2026.
State Bank of India wins Global Finance Awards 2025 for World’s Best Consumer Bank and Best Bank in India. Discover how SBI’s digital-first strategy through YONO, 520 million customer base, and financial inclusion leadership earned this prestigious global recognition.
India’s continuous cheque clearing system faces technical glitches, staff training gaps, and poor image quality issues. Discover how banks, RBI, NPCI, and customers can overcome these challenges through practical solutions and digital alternatives.
Updating bank KYC in 2025 ensures secure, uninterrupted banking and fraud prevention. Whether via net banking, mobile app, online submission, or branch visit, follow simple steps: upload clear proofs (Aadhaar, PAN, passport), complete verification, and track status to avoid delays.
India’s 12 PSBs, serving 1.4 billion people, lack top-20 asset rankings. Under PSB Manthan 2.0 and Developed India 2047, the Finance Ministry plans mega-mergers to build two global giants. This blog details past consolidations, merger rationale, roadmap, targets, benefits, and risks.
Open Banking and API ecosystems are transforming banking by making financial services more accessible, personalized, and efficient. This blog explains these concepts clearly and highlights practical use cases essential for today’s digital banking landscape.
Unified Payments Interface (UPI) powers India’s digital transactions with instant, secure payments for 300 million users. UPI 3.0 offers enhanced features, boosting convenience and security for everyday payments and businesses. This blog covers its key updates and practical uses.
