Credit utilization ratio can quietly make or break your CIBIL score. Keeping card usage below 30% signals control, not desperation. With simple moves—mid‑cycle payments, spreading spends, and requesting higher limits—you can boost approval odds and pay less interest overall today.
Boost your CIBIL score by 50+ points in just 30 days with proven tactics. Master payment history, reduce credit utilization, and dispute errors to unlock better loan approvals and lower interest rates. No gimmicks—just real strategies that work.
India’s public sector banking faces a transformative merger wave. Finance Minister Sitharaman confirmed talks with RBI on consolidating 12 banks into six to seven globally competitive institutions. Expected announcements in April-May 2026 will reshape banking operations, employee roles, and customer services fundamentally.
The Reserve Bank of India mandated all Indian banks migrate to the exclusive .bank.in domain by October 31, 2025, to combat rising digital fraud. This restricted domain provides verified security, SSL encryption, and DNSSEC protection, making it significantly harder for cybercriminals to create fake banking websites and phishing scams targeting unsuspecting customers.
Reviewing your bank statements regularly and reporting lost cards immediately are your most powerful weapons against fraud. When you catch unauthorized transactions early, you’re already ahead of most fraudsters. Consumer fraud losses exceeded $12.5 billion in 2024, making vigilant account monitoring essential for protecting your financial security.
Dormant bank accounts expose you to fraud, identity theft, and financial loss. Discover how to keep your account active, prevent dormancy risks, reactivate frozen accounts, and protect your money from unauthorized access with RBI-compliant strategies.
Government pensioners must submit their life certificate between November 1-30, 2025, to ensure uninterrupted pension payments. The simple online submission takes just 5 minutes via fingerprint authentication, or visit your bank branch. Missing the deadline stops your pension—submit today.
The RBI’s new bank account nomination rules 2025 allow up to four nominees with digital registration. Learn how these changes simplify claim settlement, protect your family’s financial security, and why updating your nomination matters today.
State Bank of India wins Global Finance Awards 2025 for World’s Best Consumer Bank and Best Bank in India. Discover how SBI’s digital-first strategy through YONO, 520 million customer base, and financial inclusion leadership earned this prestigious global recognition.
Discover how to detect and prevent banking frauds like phishing, vishing, and ATM skimming. Learn practical tips—enable two-factor authentication, monitor transaction alerts, secure devices—and follow a concise, effective checklist. Report suspicious activity promptly to safeguard your finances and banking security.
