RBI Introduces New Digital Reporting System for Banks
Date: September 05, 2025 Circular No.: RBI/2025-26/77 The Reserve Bank of India (RBI) has announced a significant technological upgrade that […]
RBI Circular
New UPI Daily Limit Increased Upto ₹10 Lakh Cap Explained
On September 15, 2025, NPCI raised the UPI daily aggregate limit from ₹2 lakh to ₹10 lakh per Virtual Payment Address (VPA). At the same time, the per-transaction cap doubled from ₹1 lakh to ₹2 lakh and the transaction count per day is now unlimited.
How to Improve Your Credit Score Fast: Top 10 Easy and Quick Guides
Boosting your credit score doesn’t have to feel like an uphill battle. With the right strategies and consistent effort, you can see measurable improvements in weeks not months. This interactive guide breaks down 10 easy actionable steps to help you elevate your credit score quickly, safely and sustainably. Along the way, you’ll find mini checklists, real-world examples and simple tips you can implement today.
How GST Reform Drives Down Automobile Prices and Boost Auto Loans Ahead of India’s Festival Season
Effective September 22, 2025, GST 2.0 reduces tax rates on vehicles and auto parts, cutting prices ahead of the festive season. Banks and NBFCs will see auto loan demand rise from lower on-road costs. Here is a complete category-wise breakdown.
The New Credit Card Rules: September 2025 Changes That Affect Your Rewards
September 2025 brings major credit card rule changes from SBI, HDFC, and other leading banks impacting your reward points. Discover how these shifts affect your spending and optimize your rewards now!
10 Essential Banking Terms Every Indian Should Know
Navigating banking in India can be confusing with many terms used daily. Whether you’re a student, professional or small business owner, understanding key banking terms helps you make smarter financial decisions and avoid costly errors. Here are ten essential banking terms every Indian should know.
Life Insurance Essentials: Choosing the Right Policy
Securing your financial future isn’t just about saving and investing—it’s about protecting your loved ones from life’s uncertainties. Life insurance is key to any strong financial plan. This guide explains essentials, demystifies terms and helps you choose the right coverage for your needs.
How to Create Your First Budget as a Young Professional: A Complete Guide
Starting your career is exciting but brings new financial responsibilities. With an average income of ₹3.41 lakh to ₹3.88 lakh annually for young professionals in India, budgeting becomes essential to effectively allocate income and achieve financial goals.
How to Choose a Right Health Insurance to Shield the Health of Your Family
Health insurance for families can feel confusing due to emotions, fine print and big financial decisions. This guide simplifies it, providing practical, tailored advice for Indian households aged 25–45 to make informed and make confident choices.
The UPI Cashback Stacking Hack: Turn Every Payment Into Passive Income (2025 Ultimate Guide)
Tired of paying without getting anything back? What if your daily chai, groceries and rent payments could earn you ₹8,000-15,000 annually? Welcome to UPI cashback stacking—where smart Indians save money simply by changing how they pay.