Explains the purpose of the Directions: to mandate two-factor authentication (2FA) for digital payments and to enable alternative, technology-driven authentication methods beyond SMS-based OTP.
Get money faster! RBI’s new continuous cheque clearing system starts Oct 4, 2025. Cheques processed in real-time with same-day settlement benefits.
Cryptocurrency in India is on a roller-coaster ride full of excitement, opportunity and evolving rules. This simple guide explains RBI and government rules clearly, helping beginners and traders navigate India’s crypto landscape in 2025.
This blog provides general information on RBI repo rate impacts and festive home loan offers for first-time buyers. It does not substitute professional financial advice. Readers should consult experts before making home-buying or loan decisions to suit their personal needs.
The RBI’s MPC questions whether U.S. tariffs and geopolitical shifts will push India’s policy rate down. Amid subdued inflation and cautious growth forecasts, the central bank remains ready to ease the repo rate, offering clear caveats. This blog decodes expert insights.
RBI issued comprehensive Non-Fund Based Credit Facilities guidelines to harmonize banking regulations. Effective April 1, 2026, these directions cover guarantees, letters of credit, and co-acceptances across banks and financial institutions nationwide.
The Reserve Bank of India (RBI) sets clear rules for lending against gold, allowing banks and financial firms to offer short-term loans using pledged gold or silver jewellery and coins, helping borrowers access cash without selling assets while safeguarding lenders.
India’s economy shows resilience through robust consumption and investment growth. RBI maintains balanced monetary policy supporting economic expansion while controlling inflation, expected to rise gradually from Q4 2025-26.
The festival season in India offers perfect timing for vehicle purchases with attractive loan offers and discounts. Banks and dealerships provide special schemes featuring lower interest rates and waived fees. However, securing the best deal requires insider knowledge on interest types, negotiation tactics and lender comparisons for optimal savings.
Banking is everywhere—helping you stash your allowance, send cash to a friend, get a student loan or even buy a home one day. But have you ever stopped to wonder: What is a bank? How did they begin and how do they really work? Let’s unlock the fascinating world of banking and make sense of it all without jargon or math headaches!
