The festival season in India offers perfect timing for vehicle purchases with attractive loan offers and discounts. Banks and dealerships provide special schemes featuring lower interest rates and waived fees. However, securing the best deal requires insider knowledge on interest types, negotiation tactics and lender comparisons for optimal savings.
Banking is everywhere—helping you stash your allowance, send cash to a friend, get a student loan or even buy a home one day. But have you ever stopped to wonder: What is a bank? How did they begin and how do they really work? Let’s unlock the fascinating world of banking and make sense of it all without jargon or math headaches!
Date: September 05, 2025 Circular No.: RBI/2025-26/77 The Reserve Bank of India (RBI) has announced a significant technological upgrade that
On September 15, 2025, NPCI raised the UPI daily aggregate limit from ₹2 lakh to ₹10 lakh per Virtual Payment Address (VPA). At the same time, the per-transaction cap doubled from ₹1 lakh to ₹2 lakh and the transaction count per day is now unlimited.
Boosting your credit score doesn’t have to feel like an uphill battle. With the right strategies and consistent effort, you can see measurable improvements in weeks not months. This interactive guide breaks down 10 easy actionable steps to help you elevate your credit score quickly, safely and sustainably. Along the way, you’ll find mini checklists, real-world examples and simple tips you can implement today.
Effective September 22, 2025, GST 2.0 reduces tax rates on vehicles and auto parts, cutting prices ahead of the festive season. Banks and NBFCs will see auto loan demand rise from lower on-road costs. Here is a complete category-wise breakdown.
September 2025 brings major credit card rule changes from SBI, HDFC, and other leading banks impacting your reward points. Discover how these shifts affect your spending and optimize your rewards now!
Navigating banking in India can be confusing with many terms used daily. Whether you’re a student, professional or small business owner, understanding key banking terms helps you make smarter financial decisions and avoid costly errors. Here are ten essential banking terms every Indian should know.
Securing your financial future isn’t just about saving and investing—it’s about protecting your loved ones from life’s uncertainties. Life insurance is key to any strong financial plan. This guide explains essentials, demystifies terms and helps you choose the right coverage for your needs.
Starting your career is exciting but brings new financial responsibilities. With an average income of ₹3.41 lakh to ₹3.88 lakh annually for young professionals in India, budgeting becomes essential to effectively allocate income and achieve financial goals.
