Over 60% of Gen Z in India freelance for financial independence. Master income tracking, GST registration, tax deductions, and retirement planning without employer benefits. Learn Section 44ADA presumptive taxation, advance tax strategies, and insurance essentials for gig economy success.
Learn how to set realistic monthly savings goals that stick. Master budgeting basics, apply the 50/30/20 rule, and use SMART goals to build wealth. Discover practical techniques to automate savings, track progress, and achieve financial success through strategic financial goal setting and monthly planning.
Punjab National Bank has slashed locker rent charges across all categories effective November 2025. Small lockers now cost ₹750 annually in rural areas, while urban medium lockers drop to ₹3,000. This 25% reduction makes secure storage affordable for Indian families safeguarding valuables and important documents.
Government pensioners must submit their life certificate between November 1-30, 2025, to ensure uninterrupted pension payments. The simple online submission takes just 5 minutes via fingerprint authentication, or visit your bank branch. Missing the deadline stops your pension—submit today.
Gold and silver have unique strengths for investors—gold offers stability and safe-haven security, while silver is volatile with higher potential returns. Compare historical performance, price trends, and risk to find your ideal mix for growth and protection.
Gold prices reached historic highs in 2025, surging over 50% to $4,381 per ounce. Major banks forecast gold could hit $5,000 by 2026, driven by central bank buying, institutional demand, Fed rate cuts, and geopolitical uncertainty. Discover what’s fueling gold’s remarkable bull market and what investors should know.
October 2025’s gold crash revealed surprising divergence between safe haven assets. While gold plummeted 6%, Bitcoin gained ground. Discover which asset truly protects wealth, how they compare during market stress, and the optimal allocation strategy for your portfolio.
Ready to take control of your financial future? Download a budgeting app today, set up your first ₹1,000 SIP, and join the 93% of Gen Z building wealth while living their best life. Your 40-year-old self is counting on you—don’t let them down! 💰✨
No-cost EMI offers during festive seasons often hide fees like processing charges, GST on interest, and conversion costs. This article exposes these hidden costs, helping you make informed, smart borrowing decisions during Diwali 2025 and avoid impulse debt traps.
Discover how to decode festive loan offers this Diwali: learn key differences between flat, reducing, fixed, and variable rates; calculate true APR; spot hidden fees like prepayment and foreclosure charges; and choose between personal loans and credit-card EMIs with clear examples for smarter borrowing.
