The RBI’s December 2025 amendments fundamentally reshape business financing by removing restrictions on cash credit accounts and raising current account thresholds to Rs 10 crore. These relaxations in current and cash credit norms enhance working capital accessibility, enabling businesses to optimize liquidity management and reduce operational financing costs significantly.
The RBI’s new bank account nomination rules 2025 allow up to four nominees with digital registration. Learn how these changes simplify claim settlement, protect your family’s financial security, and why updating your nomination matters today.
Explore RBI’s October 2025 regulatory overhaul strengthening Basel III capital norms and launching the FREE-AI framework to ensure responsible AI adoption and safer banking innovation in India.
Explains the purpose of the Directions: to mandate two-factor authentication (2FA) for digital payments and to enable alternative, technology-driven authentication methods beyond SMS-based OTP.
Get money faster! RBI’s new continuous cheque clearing system starts Oct 4, 2025. Cheques processed in real-time with same-day settlement benefits.
RBI issued comprehensive Non-Fund Based Credit Facilities guidelines to harmonize banking regulations. Effective April 1, 2026, these directions cover guarantees, letters of credit, and co-acceptances across banks and financial institutions nationwide.
The Reserve Bank of India (RBI) sets clear rules for lending against gold, allowing banks and financial firms to offer short-term loans using pledged gold or silver jewellery and coins, helping borrowers access cash without selling assets while safeguarding lenders.
India’s economy shows resilience through robust consumption and investment growth. RBI maintains balanced monetary policy supporting economic expansion while controlling inflation, expected to rise gradually from Q4 2025-26.
Date: September 05, 2025 Circular No.: RBI/2025-26/77 The Reserve Bank of India (RBI) has announced a significant technological upgrade that
