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Unified Payments Interface (UPI) powers India’s digital transactions with instant, secure payments for 300 million users. UPI 3.0 offers enhanced features, boosting convenience and security for everyday payments and businesses. This blog covers its key updates and practical uses.
Tata Capital’s IPO, priced at ₹310–₹326, opened October 6 and saw 14% Day‑1 subscription. QIBs led at 46%, retail at 22%, NIIs 17%, and employees 79%. Analysts view it as fairly valued with strong long‑term potential.
Explains the purpose of the Directions: to mandate two-factor authentication (2FA) for digital payments and to enable alternative, technology-driven authentication methods beyond SMS-based OTP.
Get money faster! RBI’s new continuous cheque clearing system starts Oct 4, 2025. Cheques processed in real-time with same-day settlement benefits.
Cryptocurrency in India is on a roller-coaster ride full of excitement, opportunity and evolving rules. This simple guide explains RBI and government rules clearly, helping beginners and traders navigate India’s crypto landscape in 2025.
This blog provides general information on RBI repo rate impacts and festive home loan offers for first-time buyers. It does not substitute professional financial advice. Readers should consult experts before making home-buying or loan decisions to suit their personal needs.
The RBI’s MPC questions whether U.S. tariffs and geopolitical shifts will push India’s policy rate down. Amid subdued inflation and cautious growth forecasts, the central bank remains ready to ease the repo rate, offering clear caveats. This blog decodes expert insights.
RBI issued comprehensive Non-Fund Based Credit Facilities guidelines to harmonize banking regulations. Effective April 1, 2026, these directions cover guarantees, letters of credit, and co-acceptances across banks and financial institutions nationwide.
The Reserve Bank of India (RBI) sets clear rules for lending against gold, allowing banks and financial firms to offer short-term loans using pledged gold or silver jewellery and coins, helping borrowers access cash without selling assets while safeguarding lenders.
India’s economy shows resilience through robust consumption and investment growth. RBI maintains balanced monetary policy supporting economic expansion while controlling inflation, expected to rise gradually from Q4 2025-26.
