Your blog category
Over 60% of Gen Z in India freelance for financial independence. Master income tracking, GST registration, tax deductions, and retirement planning without employer benefits. Learn Section 44ADA presumptive taxation, advance tax strategies, and insurance essentials for gig economy success.
Explore India’s ambitious PSU bank consolidation strategy reshaping the financial sector. Understand recent mergers, the government’s FY27 mega plan, and how bank consolidation impacts customers, employees, and the broader banking ecosystem.
Gen Z loves BNPL, but 39% face serious financial harm. Understand the hidden psychology behind ‘interest-free’ installments and discover why this payment method triggers overspending. Master responsible usage strategies before BNPL destroys your credit score.
The RBI’s December 2025 amendments fundamentally reshape business financing by removing restrictions on cash credit accounts and raising current account thresholds to Rs 10 crore. These relaxations in current and cash credit norms enhance working capital accessibility, enabling businesses to optimize liquidity management and reduce operational financing costs significantly.
The Reserve Bank of India’s updated minimum balance framework, effective December 10, 2025, reduces penalties to ₹200 maximum and introduces flexible thresholds. Urban savings accounts require ₹500 minimum, rural accounts ₹200, while zero balance BSBD accounts eliminate requirements entirely, promoting financial inclusion across India’s banking sector.
The RBI’s December 2025 amendment extends regulatory oversight to Non-Banking Financial Companies and Housing Finance Companies within banking groups. This consolidated supervisory framework eliminates regulatory gaps, enforces harmonized prudential standards, and ensures comprehensive group-level risk management across India’s financial services sector.
Money and mental health are deeply interconnected. Financial stress triggers anxiety, depression, and sleep disruption, while poor mental health impairs financial decision-making. Breaking this bidirectional cycle requires addressing both domains simultaneously through budgeting, professional support, and holistic well-being strategies for lasting peace of mind.
Artificial intelligence is transforming personal finance through machine learning algorithms that analyze spending patterns, automate investments via robo-advisors, and detect fraud in real-time. These AI-powered platforms deliver personalized financial advice, optimize portfolios automatically, and make wealth management accessible to everyone, revolutionizing how we handle money today.
Transform your relationship with money by mastering your money mindset, setting SMART financial goals, and building healthy money habits that stick. Discover proven strategies to achieve financial independence, create lasting wealth, and finally take full control of your financial future.
The RBI cut the repo rate by 25 basis points to 5.25%, supporting economic growth while maintaining inflation control. This rate reduction lowers borrowing costs for home loans, personal loans, and businesses, encouraging consumption and investment across the economy.
