India’s continuous cheque clearing system faces technical glitches, staff training gaps, and poor image quality issues. Discover how banks, RBI, NPCI, and customers can overcome these challenges through practical solutions and digital alternatives.
Discover how to decode festive loan offers this Diwali: learn key differences between flat, reducing, fixed, and variable rates; calculate true APR; spot hidden fees like prepayment and foreclosure charges; and choose between personal loans and credit-card EMIs with clear examples for smarter borrowing.
Confused between PF, EPF, and PPF? This comprehensive guide explains all three provident fund schemes with real-life scenarios, helping salaried employees and self-employed individuals choose the best retirement savings option for their financial goals in 2025.
Updating bank KYC in 2025 ensures secure, uninterrupted banking and fraud prevention. Whether via net banking, mobile app, online submission, or branch visit, follow simple steps: upload clear proofs (Aadhaar, PAN, passport), complete verification, and track status to avoid delays.
Linking your Aadhaar to your bank ensures quick KYC compliance, secure transactions, and seamless government subsidy transfers. Use internet banking or mobile app, SMS “UID Aadhaar Account” to 567676, or visit a branch. Verify status on UIDAI’s bank seeding checker.
Tata Capital debuted at ₹330 on October 13, 2025, with India’s largest IPO raising ₹15,511 crore. Despite subdued 1.2% listing premium, brokerages remain optimistic, setting attractive 2026 price targets amid promising growth prospects.
India’s 12 PSBs, serving 1.4 billion people, lack top-20 asset rankings. Under PSB Manthan 2.0 and Developed India 2047, the Finance Ministry plans mega-mergers to build two global giants. This blog details past consolidations, merger rationale, roadmap, targets, benefits, and risks.
Gold hit ₹1,25,080/10g and silver ETFs halted subscriptions amid severe shortages. Indian investors face a dilemma: chase further gains or await a correction? Understanding market drivers and investment options enables a balanced, risk-managed approach.
Trump’s 100% China tariff trigger likely causes a 1–2% drop in NIFTY/SENSEX at open, driven by FII selling and risk‐off. IT and pharma outperform on currency gains, metals and autos underperform, DIIs buy dips, rupee tests ₹83, with late stability possible.
The Indian stock market closed on October 8, 2025, exactly as predicted, with consolidation near key support and resistance levels. Nifty 50 ended at 25,046.15, and Bank Nifty fell below support. Sector trends, top gainers/losers, and brokerage performance offer a comprehensive market snapshot.
