Privacy Policy

Last updated: February 22, 2026

1. Information We Collect and Purpose

We collect personal, financial, and KYC-related information, including but not limited to Name, Contact Details, PAN, Aadhaar (masked/UIDAI compliant), Income Proofs, and Employment Details. This information is collected specifically to:

  • Determine eligibility for financial products (Loans, Insurance, Credit Cards).

  • Facilitate Government-to-Citizen (G2C) service applications.

  • Function as a “Consent Manager” and intermediary to bridge the gap between you and Regulated Entities.

2. Explicit Consent & Data Processing (DPDP Act 2023)

By using our services, you provide Explicit, Informed, and Affirmative Consent to bankermoney.com to:

  • Process and Store: Securely process and store your data on our servers for the duration required to fulfill the service request.

  • Share with Partners: Share your profile with our registered Direct Selling Agent (DSA) partners (including but not limited to GST Suvidha Kendra), Banks, NBFCs, and Insurance providers.

  • Verification: Allow our partners to conduct credit bureau pulls (CIBIL/Equifax) or KYC verification as mandated by RBI/IRDAI guidelines.

Note: You may withdraw your consent at any time by emailing info@bankermoney.com. However, this may result in the immediate cessation of any ongoing service applications.

3. Lead Generation & DSA Disclosure

As a lead generation platform, we act as an intermediary. Your data is passed to:

  • The DSA Network: Specifically our partnership via various different direct selling agents, which acts as the fulfilment engine for loan and insurance products.

  • Regulated Entities: Information is transmitted to RBI/IRDAI regulated entities through secure APIs or encrypted channels to ensure your data is only handled by authorized personnel.

4. Data Retention and Erasure

We do not store your data longer than is necessary for the purposes for which it was collected. Once a lead is successfully converted or definitively rejected by the financial institution, and the mandatory statutory period for record-keeping expires, we shall take reasonable steps to delete or anonymize your data upon your specific request (“Right to be Forgotten”).

5. Communication & DND Waiver

By providing your mobile number, you authorize bankermoney.com and its authorized partners to contact you via SMS, WhatsApp, Email, or Voice Call to provide status updates, offer financial products, or verify information. This authorization overrides any registration on the National Do Not Call (NDNC) Registry.

6. Transparency & The “Transparent Banker” Persona

In line with our “Transparent Banker” philosophy, we commit to being 100% clear about who sees your data. We do not sell your personal information to third-party marketing “data brokers.” Your data is only shared with the specific financial institutions or service facilitators required to process your request.

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